Original Medicare Part B covers 80% of most services, leaving 20% and other out-of-pocket costs, like deductibles or inpatient copays. Medigaps help cover these costs. What are they? Medigaps are health insurance policies that offer standardized benefits to… Read More
What is the difference between primary and secondary coverage? When you have Medicare and another type of insurance, Medicare will pay primary or secondary for your medical costs. Primary insurance pays first for your medical bills. Secondary insurance… Read More
Make a difference by helping others navigate Medicare, join our SHINE team!Medicare can be complicated, but as a trained volunteer you can help by answering questions and providing personalized guidance to members of your community as they enroll… Read More
Late enrollment in Medicare or a higher income can lead to higher premiums. However, everyone has the right to appeal their premium determination. Understanding how these premiums work can help you assess their accuracy and decide if you… Read More
Typically, individuals enroll in Medicare during the months surrounding their 65th birthday. However, if you missed your seven-month Initial Enrollment Period, there’s still hope. You may be eligible to sign up during the General Enrollment Period (January 1… Read More
Your Medicare coverage and costs can change annually, so it’s important to review your benefits. Here’s an overview of what’s new in 2025. (Download a detailed breakdown – PDF Handout) Part A: Hospital Insurance Part A premium Free… Read More
Medicare covers a lot, but Medicare Parts A and B alone may not offer all the coverage you want or need. For example, Medicare doesn’t cover most dental, vision, and hearing care, including hearing aids. It also doesn’t… Read More
Make a difference by helping others navigate Medicare, join our team! In Florida, your local SHIP program is SHINE (Serving Health Insurance Needs of Elders). Learn more about volunteering with SHINE here. We currently need volunteers in DeSoto, Glades,… Read More
What is preventive care? Preventive care is the care you receive to prevent illness, detect medical conditions, and keep you healthy. During this Medicare Minute, we’ll look at Medicare’s coverage of preventive services and review the screening, vaccines,… Read More
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Posted: July 29, 2025 by
Medicare Minute: Choosing Between Original Medicare and Medicare Advantage
People with Medicare often wonder whether to choose Original Medicare or a Medicare Advantage Plan. Learn the key differences to help you choose the best option for your needs. Original Medicare The traditional program offered directly through the… Read More